London might have positioned itself as the home of European Fintech, but what happens when a new wave of Fintech start-ups want to scale-up?
The way consumers and businesses spend, save and invest money has changed dramatically over the past few years, with start-ups utilising technological innovation to disrupt the traditional financial services industry.
And thanks to the close proximity of... Read More
Business leaders today are faced with a range of options when it comes to finding funding – and an increasing number are accessing alternative finance. We look at how these sources of capital can help boost start-ups and SMEs.
Formed on two key objectives, the British Business Bank aims to increase the diversity of funding options available to SMEs by... Read More
A new study has revealed that over half of UK small businesses are unable to access the funding they need to grow. Why? Because they are not aware of the options available to them.
SMEs contribute more than £200bn to the UK economy, and this number is expected to rise by almost by 20% by 2025. Yet, without a vital... Read More
Poor payment practice is holding back SMEs. Based on 2017 figures, 30% of payments in the UK are typically late, and 61% of these late payments are from larger companies. So, what should small business owners do to ensure they survive and thrive?
When the construction company Carillion went into liquidation in January, it left behind debts that ran into the... Read More
A loan is a common way for a business to inject cash into their business be it to buy new equipment, improve cash flow or complete on a property. There are two main types of loans; secured and unsecured.
A secured loan is a loan in which you need to have collateral, the lender will hold the deed for... Read More
Bridging Finance is a short-term interest only loan. It bridges the gap whilst a company assesses a long-term solution. Whilst bridging finance was once considered a more specialist loan it is now commonly used by businesses across all industries. Bridging loans became very popular after the recession and between 2011 and 2014 gross lending more than doubled from £0.8... Read More
The easiest way to think about asset finance is to think about hiring a car that you also want to keep. You pay in instalments over a period of time and once you’ve paid in then you own the car, the car in this example is also used as security while you make the payments.
Now if you think that... Read More